MILLS & ASSOCIATES                                                                   1991-Present

Principal                                                                                            Sonoma, CA


Mills & Associates is a 100% woman owned regional real estate appraisal and consultation firm established in 1991. Real estate services provided throughout the San Francisco Bay Area and northern California including Marin, Sonoma, Napa, Solano, Lake and Mendocino counties. Services include real estate appraisal, consultation, evaluation and conformance audits for financial institutions. Services provided for all types of commercial and industrial properties, residential subdivisions and estate properties, special use properties and portfolio multi property assignments.


HANFORD/HEALY & CO.                                                                 1989-1991

Senior Appraiser                                                                             San Francisco, CA


National real estate appraisal and consultation firm. Appraised income producing properties in the Northern California area. Appraisals were primarily full narrative reports considering all three approaches to value. Properties included apartments, retail and shopping centers, office buildings, commercial properties, industrial/R&D properties and land valuations. Analyses were for both existing and proposed properties.


FIRST NATIONWIDE BANK                                                            1987-1989

Major Loan Appraiser                                                                     San Francisco, CA


Produced commercial appraisals for properties throughout Northern California. Appraisals were form-style and modified narrative appraisals analyzing all three approaches to value. Much of this work emphasized feasibility analyses, cash flow analyses and rent loss adjustments. Produced in-depth appraisals for construction loans for residential and commercial projects.


Field reviewed contracted fee appraisals for all types of commercial properties, both proposed and existing. All reviews included extensive analysis of all three approaches to value, additional information as necessary for property analysis and final adjustment to value when needed.

CROCKER NATIONAL BANK                                                            1986-1987

Appraisal Officer                                                                              San Francisco, CA


Produced appraisals for income producing properties throughout the Northern California area. Property types appraised are similar to those listed above. Also reviewed contract fee appraisals performed for the Bank.

TRUST COMPANY OF THE WEST                                                1984-1986

Production Coordinator/Executive Assistant                              Los Angeles, CA


Operated as the single staff member for the TCW Realty Advisors’ Division of Investment Research consisting of three real estate analysts, one economist and the division director. Assisted in the production of feasibility, market product and urban economic studies and investor presentations.





Appraisal Institute, AI-GRS designated member, 2014 to present

Appraisal Institute, MAI designated member, 1992 to present

State of California General Certificate (#AG 002078) expiration October 2016

Appraisal Institute, Board of Directors for the NorCal Chapter 1991-1992, 1996-1998

Appraisal Institute, National Review Committee, 1997-2002

Appraisal Institute, Branch Vice President, NorCal Chapter 1998

Appraisal Institute, Candidate Guidance Chair, 1993

American Society of Farm Managers and Rural Appraisers, Associate 1998-2002

Women in Commercial Appraisal, Founding Member 1985-2001

Women In Real Estate, San Francisco Chapter, Member 1998-2000

Sonoma Valley Chamber of Commerce, Member 1998-2002




University of California, Los Angeles, Bachelor of Arts            1981



References upon request.